Business

A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early

Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is…

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The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen

I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been…

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Uncover Your True Investment Risk Profile: It

After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another…

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The Power Of Losing: How Setbacks Can Lead To Success

One reason many people shy away from competition is that they dislike losing. With often only one winner, the sting…

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2025 401(k) Contribution Limits: Bigger Savings, Better Retirement

The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. The employer contribution…

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Financial Planning Through Changing Presidencies: My Journey

With Donald Trump set to become the 47th President of the United States, it’s natural to wonder what this new…

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Four Years Later, You

Every time a political candidate asks if you’re better off than four years ago, I can’t help but sigh. The…

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2025 Tax Brackets: New Ideal Incomes For Workers And Retirees

The IRS has announced new income limits for its seven tax brackets for 2025, with income thresholds increased by about…

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The Surprising Benefits Of Donating To Your Kid

Out of all the things you could donate your hard-earned money to, giving to your child’s school might not be…

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Apply Stop Losses To Protect Your Wealth And Quality Of Life

As an investor, it’s essential to understand that risk assets come with no guaranteed returns. Setting and following a stop…

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